Incred Holdings Limited
BFSI
₹149.00
+0.68%
As of 09 Oct 2026
Indicative Price History
CIN
U67190MH2011PLC211738
Market Cap (FY 25)
₹9,648.01 Cr
Revenue (FY 25)
₹1,873.62 Cr
EBITDA (FY 25)
₹1,152.89 Cr
PAT (FY 25)
₹373.15 Cr
EBITDA Margin (FY 25)
60.9%
PAT Margin (FY 25)
19.7%
ROE (FY 25)
9.8%
Debt / Equity (FY 25)
2.2
Net Worth (FY 25)
₹3,803.27 Cr
About Company
Incred Holdings Ltd. (formerly known as KKR Capital Markets India Pvt. Ltd.) is engaging in business of loan services. It offers personal loan, education loan, sme business loan, merchant loan. The company was founded in 2016 and is based in Mumbai, Maharashtra.
Industry
BFSI
Status
Private Company - Operating
Parent Company
Incred Financial Services Limited
Financial Highlights
Revenue (₹ Cr)
PAT (₹ Cr)
P&L (consolidated)
| ₹ Cr | FY25 | FY24 | FY23 | FY22 | FY21 |
|---|---|---|---|---|---|
| Revenue | 1,873.62 | 1,272.70 | 865.65 | 488.03 | 397.43 |
| Other Income | 20.15 | 23.43 | 15.05 | 36.24 | 23.86 |
| Total Expenses | 740.88 | 404.53 | 260.13 | 250.67 | 170.73 |
| EBITDA | 1,152.89 | 891.60 | 620.57 | 273.60 | 250.57 |
| Depreciation | 18.32 | 18.70 | 13.27 | 12.28 | 3.82 |
| EBIT | 1,134.57 | 872.90 | 607.30 | 261.32 | 246.75 |
| Finance Costs | 627.17 | 453.26 | 356.02 | 219.47 | 228.90 |
| PBT | 507.40 | 419.65 | 251.28 | 41.86 | 17.85 |
| Tax | 134.25 | 90.50 | 82.00 | 11.03 | 176.48 |
| PAT | 373.15 | 309.04 | 109.06 | 30.83 | -158.63 |
| EPS | N/A | N/A | N/A | N/A | -8.26 |
Shareholding Pattern
Others / Public
100%
Annual Report FY2025
Annual Report · FY2025
Annual Report FY2024
Annual Report · FY2024
Annual Report FY2023
Annual Report · FY2023
InCred_Holdings One Pager
One Pager
One pager - Prepared on 11-05-2026
Others
Inc42
Inc42
InCred Finance Q1: Profit Jumps 82% YoY To ₹172 Cr - Inc42
Indian Television Dot Com
Indian Television Dot Com
InCred Financial Q1 profit jumps 82 per cent on strong loan growth - Indian Television Dot Com
Entrackr
Entrackr
Incred Finance posts Rs 438 Cr PAT on Rs 2,546 Cr revenue in FY26 - Entrackr
outlookbusiness.com
outlookbusiness.com
IPO-Bound InCred's FY26 Revenue Rises 36%, Profit Up 17% - outlookbusiness.com
Inc42
Inc42
InCred Finance’s FY26 Profit Increases 17% YoY To ₹438 Cr, Revenue Up 36% - Inc42
Moneycontrol.com
Moneycontrol.com
IPO-bound InCred's FY26 revenue jumps 36% to Rs 2,567 crore, net profit up 17% - Moneycontrol.com
Livemint
Livemint
PE-backed firms ride NSE, Jio tailwind to launch IPO roadshows - Livemint
financialexpress.com
financialexpress.com
InCred Holdings IPO: Inside the Rs 1,250 crore fresh push to supercharge the retail loan book - financialexpress.com
Business Standard
Business Standard
Arohan Financial Services files IPO papers; eyes ₹600 cr via fresh issue - Business Standard
MSN
MSN
KKR-backed InCred Holdings files updated draft IPO papers; valuation may touch ₹15,000 crore
InCred Holdings's offering comprises a fresh issue of equity shares totalling ₹1250 crore and an offer for sale of up to 99 million shares...