Utkarsh Coreinvest Limited

BFSI

₹125.00

0.00%

As of 09 Oct 2026

Indicative Price History

No price history yet

CIN

U65191UP1990PLC045609

Market Cap (FY 24)

₹1,220.57 Cr

Revenue (FY 24)

₹3,140.36 Cr

EBITDA (FY 24)

₹1,845.46 Cr

PAT (FY 24)

₹329.83 Cr

EBITDA Margin (FY 24)

54.5%

PAT Margin (FY 24)

9.8%

ROE (FY 24)

16.3%

Debt / Equity (FY 24)

1.73

Net Worth (FY 24)

₹2,022.91 Cr

About Company

The promoting organisation for "Utkarsh Small Finance Bank Limited" is Utkarsh CoreInvest Limited (formerly Utkarsh Micro Finance Limited). To provide financial and non-financial services to the unbanked population who have the skills but need money, Utkarsh Micro Finance Limited began operations back in September 2009. In FY 2009, the business began accepting credit according to the Joint Liability Group (JLG) Read more

Industry

BFSI

Status

Private Company - Operating

Parent Company

Utkarsh CoreInvest Limited

Financial Highlights

Revenue (₹ Cr)

PAT (₹ Cr)

Revenue CAGR (3Y): +22.8%

PAT CAGR (3Y): +134.7%

ROCE: 55.3%

ROE: 16.3%

EBITDA Margin: 54.5%

P&L

Balance Sheet

Cash Flow

Ratios

P&L (consolidated)

₹ Cr	FY24	FY23	FY22	FY21	FY20
Revenue	3,140.36	2,744.77	1,977.62	1,695.98	1,352.92
Other Income	243.19	193.42	117.18	86.25	64.21
Total Expenses	1,538.09	1,107.85	1,131.83	924.38	502.46
EBITDA	1,845.46	1,830.34	962.98	857.85	914.66
Depreciation	108.89	74.23	82.55	59.00	48.81
EBIT	1,736.57	1,756.11	880.42	798.85	865.85
Finance Costs	1,298.16	1,024.71	799.30	762.53	589.53
PBT	438.41	731.40	81.12	36.32	276.32
Tax	108.57	177.60	18.91	10.81	73.81
PAT	329.83	553.80	62.21	25.52	202.51
EPS	33.19	55.88	6.36	2.63	20.89

Shareholding Pattern

International Finance Corp.

14.43%

British International Investment Plc

14.14%

Faering Capital India Evolving Fund II

9.99%

RBL Bank Ltd.

9.99%

Abler Nordic

8.06%

Small Industries Development Bank of India

4.64%

Arpwood Capital Pvt. Ltd.

3.5%

Others / Public

35.25%

Financial Report FY2025

Financial Report · FY2025

Financial Report FY2024

Financial Report · FY2024

Financial Report FY2023

Financial Report · FY2023

scanx.trade

Utkarsh CoreInvest confirms no encumbrance on Utkarsh Small Finance Bank shares in FY 2025-26 - scanx.trade

Whalesbook

Utkarsh Small Finance Bank Reports ₹1151 Cr Net Loss for FY26

Utkarsh Small Finance Bank reported a ₹1151 crore net loss for FY26, with income at ₹3810 crore. New directors appointed amid amalgamation...

TradingView

UTKARSHBNK: FY26 ended with a net loss and higher NPAs, as rights issue and amalgamation advanced

Audited results for FY26 show a net loss of ₹1,15097.84 lakh, driven by higher NPAs and provisions, despite income growth.

Google news

Utkarsh Small Finance Bank Files Joint Second Motion Petition for Amalgamation Scheme Sanction

Utkarsh Small Finance Bank, along with Utkarsh CoreInvest Limited, filed a joint second motion petition with the National Company Law Tribunal (NCLT) on April 05, 2026, seeking sanction for their amalgamation scheme under the Companies Act, 2013. This follows prior approval of the scheme by equity shareholders and unsecured creditors. Separately, the bank reported strong Q4FY26 performance, with total disbursements reaching ₹4,207 crore, a 30.1% year-on-year growth. The gross loan portfolio stood at ₹19,333 crore, with a strategic shift towards non-JLG lending. Asset quality showed significant improvement, with collection efficiency at 99.7% and a reduced SMA pool at 1.3%.

Thehindubusinessline

Utkarsh SFB sees marginal deposit growth, strong disbursement shift in Q4FY26

In Q4FY26, Utkarsh Small Finance Bank reported a marginal year-on-year increase in total deposits, reaching ₹21,654 crore from ₹21,566 crore. The bank's gross loan portfolio saw a slight decline of 1.7 per cent year-on-year to ₹19,333 crore, though it remained higher than the previous quarter. Disbursements showed a significant 30.1 per cent year-over-year growth, driven by a strong 51.4 per cent rise in Non-JLG disbursements to ₹2,782 crore, indicating a strategic shift towards secured lending. Additionally, the bank filed a joint second motion petition with Utkarsh CoreInvest on April 5, 2026, before the NCLT seeking final sanction for their amalgamation scheme.

Whalesbook

Utkarsh SFB, CoreInvest Seek NCLT Merger Sanction

Utkarsh Small Finance Bank and its promoter, Utkarsh CoreInvest, filed a joint petition with the National Company Law Tribunal (NCLT) on...

TipRanks

Utkarsh Small Finance Bank Moves NCLT for Final Nod on Amalgamation with Utkarsh CoreInvest

Utkarsh Small Finance Bank Limited ( ($IN:UTKARSHBNK) ) has provided an update. Utkarsh Small Finance Bank Limited has updated exchanges...

scanx.trade

Utkarsh Small Finance Bank Files Joint Second Motion Petition for Amalgamation Scheme Sanction - scanx.trade

scanx.trade

Utkarsh Small Finance Bank Files Joint Second Motion Petition for Amalgamation Scheme Sanction

Utkarsh Small Finance Bank Limited filed a joint second motion petition with Utkarsh CoreInvest Limited before the NCLT on April 05, 2026,...

scanx.trade

Utkarsh Small Finance Bank Creditors Unanimously Approve Amalgamation Scheme - scanx.trade